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Buy now pay later (BNPL) services are becoming more and more popular, and now one BNPL provider has announced a deal with a gaming company to allow people to finance in-game purchases.
Affirm has partnered with gaming commerce company Xsolla to allow people to use Affirm to pay off in-game purchases of $50 or more on payment plans. Affirm offers interest-free biweekly payment plans, or longer-term monthly installments that incur interest.
This will work similarly to how it does already where Affirm is supported. For supported in-game content, players can choose Affirm at checkout, then Affirm will run a credit check, and then players can choose a payment plan that works for them. This is live now in the US and is coming to Canada and the UK soon.

Xsolla said it’s already in business with “thousands” of game developers for its services, but a complete list of games and in-game content was not published for this Affirm partnership. One confirmed partner is Epic Games, and it’s a big one, as the company runs Fortnite.
One thing to keep in mind when using a BNPL service is that, going forward, some credit report providers have announced plans to add BNPL loans to their reports. According to Motley Fool, 56% of consumers have used a BNPL service at least once, up from 38% the year prior.
This is just the latest extension of BNPL to new areas, following Klarna’s much-memed deal with DoorDash to allow people to finance their burritos. As people are well aware, life is expensive these days, and being able to pay off in-game DLC on a payment plan might be attractive to the huge contingent of young people who are spending less on video games these days.
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